Do I need travel insurance to cover my health-related costs?

It’s important to have appropriate travel insurance before you travel.

Some countries will accept your passport/health insurance card for health-related costs, but your passport/health insurance card may not cover all health-related costs, so it is not a substitute for travel insurance. You should have both your [passport/health insurance card] and travel insurance before you travel.1

To be comprehensive, your travel insurance should cover2:

  • Emergency treatment and hospital bills

      •  Check whether your policy covers treatment in public or private hospitals 

  • Emergency transport, for example an ambulance or helicopter
  • Emergency repatriation for medical reasons
  • Paying for a new ticket to come home if you can’t use your original ticket
  • The cost of a family member or friend to stay with you or help you home
  • Emergency dental treatment to relieve immediate pain
  • 24-hour assistance helplines to advise you about appropriate treatment
  • Repatriation costs in the event of death abroad

 

We recommend that you seek local advice regarding insurance requirements before travel.